Financing | Snuz by Sleep Choices™

Snuz Financing

Alternative financing for people with low and evolving credit

With Zibby’s lease-to-own program, you can lease the things you want today and pay for it over time. Best of all, you will only pay $45 today at checkout (plus delivery, taxes and any non leasable items). Even better, pay the same as the cash price if you buy it out within the first 90 days (plus the $45 first payment). Applying takes less than a minute and it won’t impact your FICO score!

Get pre-approved now

Get pre-approved

Complete Zibby’s quick application by clicking the button below and receive an instant decision.

Go Shopping!

Select the items you want within your Zibby spending limit.

Checkout with Zibby

Zibby buys the items you want and leases them to you by setting you up on recurring payments.

Pay over time

Plus, if you pay off your items within the first 90 days, you’ll pay the same as you would have from day one (plus the $45 first payment).

Get pre-approved now

After Checkout

Snuz will ship your order and send you a confirmation email with tracking information. Zibby will also email you a copy of your lease agreement and will remind you of your upcoming payments.

Have a question?

Zibby and Snuz are always available to help. Check out Zibby’s FAQ or call (833) HiZibby (449-4229).

Get the flexibility to pay over time with

We have partnered with Klarna to provide you with the flexibility to pay for your purchase over time!

It’s simple and easy

When you pay over time with Klarna, you will know exactly how much you pay each month and in total.

You’ll get an instant decision on whether you’re approved with just simple information – no bank account or credit card required.


Add items to your cart


Select “Klarna” as your payment option at checkout


Enter simple information and know instantly if you’re approved


Klarna will send you an email confirmation and payment reminders

After that, complete all future pay-over-time purchases with just a single click!

Payments on

You can review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at If you need further assistance you can contact our customer care team for free, or use our online chat service.

Safe and Secure

We use modern safeguards and security to protect your information and prevent unauthorized purchases. Zero Fraud Liability with Klarna’s Buyer Protection policy.
Find out more about Klarna’s buyer protection

About Klarna

  • 70,000+ merchants globally
  • 60 million+ existing customers
  • Available in 18 countries

Just choose at checkout

Klarna Credit accounts are subject to credit approval and issued by WebBank. See complete terms and frequently asked questions.


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